ICE and Cotality both show that home prices across the country have risen 2.0% year over year. Cotality's forecast for appreciation for the next 12 months has dropped from 4.9%…
jeremyJune 3, 2025
Multi Family Properties with Zero Down
I do a LOT of Utah Housing loans, so i was pretty excited to see the announcement this morning that…
Read More
First off, I hope you have a wonderful Memorial Day weekend, surrounded by those you love and remembering with great fondness those who have passed on. Not to be trite…
jeremyMay 23, 2025
The rating co Moody's this morning joined S&P and Fitch in downgrading the quality of U.S. debt from AAA to AA1. S&P made the downgrade 14 years ago and Fitch…
jeremyMay 19, 2025
What you say and how you say it make a difference. Take my email last week with a non-operational hyperlink in it. I'm seeking donations for my ride against cancer and…
jeremyMay 9, 2025
The S&P global Purchase Manager's Index dropped 6% this month, corroborating the slow down in the labor market. Last week's Jobs Report showed that 25% of all individuals currently on…
jeremyMay 6, 2025
Very few people on this earth have all the time and money they want. For most of us it's one or other. And for some of us, sometimes, it's neither. Right now…
jeremyMay 2, 2025
First Quarter Gross Domestic Product for the United States came in a -0.3%. This is lower than the +0.2% expectation and the first negative reading in three years. The Personal…
jeremyApril 30, 2025
Ahead of Friday's Jobs Report, we see today's JOLTS Report which shows that there is one job opening for every person who is looking for one. That sounds perfect, right? …
jeremyApril 29, 2025
This image is definitely one of my finest creations if I do say so myself. At 4.25%-4.5%, the Federal Funds Effective Rate exceeds the 2.4% CPI inflation rate by a wide…
jeremyApril 22, 2025
The Philly Fed this morning reports that the number of credit card accounts with payments 90 or more late are at a 12 year high. It's only 0.90% of accounts, but…
jeremyApril 21, 2025
I'm fascinated by natural bodies of water. I was born and raised in a land-locked State and have no formal training in the physical sciences. So the principles that allow two…
jeremyApril 18, 2025
A Bank of America global survey published today showed that just under half of the respondents believe we're on our way to a global recession and the great majority think the…
jeremyApril 15, 2025
Mortgage pricing may have hit rock bottom, and a rebound upward would be a welcome move to get mortgage rates headed back lower again. There is still a lot of…
jeremyApril 14, 2025
I've said it before and I'll say it again: I'm glad I'm not the president. Politics is a tough business and the current chest puffing contest between the 75 and 78 year old men…
jeremyApril 9, 2025
Yesterday was a bit of a bloodbath in the markets as a story on CNBC about the suspension of all tariffs except on Chinese goods caused a three trillion dollar surge in…
jeremyApril 8, 2025