Looks to be a quiet day in a world usually fraught with anxiety-inspiring headlines and scandalous stories of those in positions of influence. The beating bears are taking a breather, giving our mortgage bonds a chance to do the same. The bond has been beat down almost 200 points since the beginning of the month, slimming profits and pushing interest rates (particularly on no-cost loans) up about a quarter point. It has been a fun month, and it looks to be over. Watch for interest rates to come up another 1/4% by March. (???)