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Well it’s December, the last month of 2015.  I know that you probably are already aware of that obvious statement–unless you have just woken up from drinking way too much eggnog at your Uncle Frank’s place on Thanksgiving.  We have one month to make all of those calls we committed to make 11 months ago.  One month to lose weight, save money, make amends, make her smile…one more month to become a better person before I have to do it all over again.  No pressure, I have 31 whole days this month to try a little better.  

I don’t know where that came from but I feel better about myself right now.  In the market news–which is why you presumably read this thing in the first place–A CoreLogic report shows that home prices rose 6.8% for the year ending October 31st.  Construction Spending is up and the Manufacturing Sector shrinks for the first time in three years.

The Fed Futures forecast a 78% likelihood that Ms. Yellen & Co. will raise rates at their year-end meeting, two weeks hence.  So buy a house today.