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Goldman Sachs suggested this morning that interest rates will start rising in the 3rd quarter of 2015, six months sooner than their chief Divination Instructor last foretold.  This is a result of the better Jobs picture revealed last week by the Ministry of Magic (AKA: the Bureau of Labor Statistics).

And Black Knight Financial Services (their real name) reported that foreclosure starts rose by 9.5% from April to May, but are down 26.11% from a year ago.