With a new Fed Chair, and the top three slots at the Federal Reserve most likely changing hands in the next 12 months, we may start seeing the role of the Central Bank change.  It’s hard to say what they’ll do, and what impact that might have for interest rates and the U.S. economy in general.  Sometimes, big and powerful can be a good thing, and at times it’s better to take a less imposing position.  From my perspective, over the last six years or so, the Fed has taken on that subordinate role, and let the economy grow back its legs, as it were.  I think that they’ve done a decent job of getting us out of a recession.  I know that it hasn’t been as swift or as powerful as everyone, myself included, expected.  Heroes come in all shapes and sizes.