One of my favorite feel good rock and roll singers passed away this week from a heart attack.  Tom Petty was 66, leaving behind the rest of his band with whom he cut 24 albums over 38 years: the Heartbreakers.  Talk about foresight, Tom, you totally nailed that one.

Fannie Mae reports that mortgage applications for home purchased are up 4.7% so far YTD, but including refinances, are down 25.3% from this time last year.  Interestingly, 25% was the exact decrease in my paycheck that I was planning on from 2016 to 2017.  I’d like to think that precognition is on par with Tom Petty.  Even the losers get lucky sometimes. R.I.P.